Learn the Facts about Bankruptcy

Can You File Bankruptcy?

At The Law Offices of Rausa and Mason, we understand the current bankruptcy laws.

After the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was passed, many people worried that they could not file for bankruptcy. Our San Diego bankruptcy law attorneys carefully explain consumer bankruptcy law and help our clients discover their bankruptcy options.

Bankruptcy is Still an Option for Consumers

Contact us in San Diego or at our convenient offices in Mission Valley, Escondido or El Cajon to schedule your initial consultation. You still have the right to a fresh start. We will work hard to protect that right. Call our toll-free phone number today: 1-800-422-3328.

Myths about Filing Bankruptcy

We help our clients debunk these common myths about current consumer bankruptcy law:

• The Myth: You cannot stop a foreclosure even if you file for bankruptcy.
• The Truth: Bankruptcy filings can put an immediate halt to foreclosure proceedings so you have time to think about your options.
• The Myth: These days only corporations can file for bankruptcy.
• The Truth: Consumers can still file Chapter 7 and Chapter 13 bankruptcy petitions to address financial issues such as credit card debt, medical bills, foreclosure and car repossession.
• The Myth: If you didn’t file for bankruptcy before October 17, 2005, it’s too late.
• The Truth: Each day our law offices file bankruptcy petitions on behalf of consumers in need of debt relief and reorganization.
• The Myth: Medical and credit card bills cannot be discharged under the new law.
• The Truth: A bankruptcy filing can help you address debt from medical bills and credit cards.
• The Myth: You will have to relinquish your personal vehicles when filing for bankruptcy.
• The Truth: Your debt relief plan can protect your essential assets such as motor vehicles.
• The Myth: If I can wait long enough, new government programs will probably help alleviate my financial problems.
• The Truth: We all hope that our country is headed out of the current economic crisis, but too often we see consumers who wait too long to seek debt relief under the law. If creditors are calling or you’re not able to keep up with your payments, don’t wait. Call The Law Offices of Rausa and Mason for a free consultation.  

Free Bankruptcy Document Organizer

The Law Offices of Rausa and Mason are here to help you organize your paperwork to file for bankruptcy. When you schedule a free consultation with one of our San Diego bankruptcy attorneys, you receive a Free Bankruptcy Document Organizer to help you understand your financial situation.

Schedule a Free Consultation to Talk about Your Bankruptcy Options

At best, myths such as these are inaccurate statements of the law. At worst, they intimidate consumers who could significantly improve their lives through bankruptcy protection.

Have questions about your bankruptcy options? Contact us at our San Diego office or any of our firm's area law offices today at 1-800-422-3328.

Free initial consultation | Multiple offices to serve your needs